Premier Brokers International
Property photos —
ActiveMLS listing sourceMIAMI REALTORS® MLS
ActiveMLS® A12105048
$3,335,000

13100 Keystone Terrace, North Miami, FL 33181

Beds
5
Baths
5
Sqft
3,220
Est. payment$22,456/mo
Home type
Single Family Residence
Year built
1968
Lot size
9,583 sqft
Price / sqft
$1,036
HOA
$0/mo
Community
KEYSTONE ISLAND NO 5

Property description

Exceptional waterfront opportunity on desirable Island No. 5 in the guard-gated Islands of Keystone Point. Ideally situated close to Biscayne Bay and surrounded by established waterfront homes, this remodeled 5-bedroom, 4.5-bath residence offers 3,220 SF of living space and 78 feet of ocean-access waterfront, with no-fixed-bridges to the bay. The home features an updated kitchen, distinct living and dining areas, and two primary suites offering flexibility for family and guests. Significant improvements include a 2023 tile and flat roof, 2022 impact windows, updated electrical and plumbing, and replacement of original underground cast-iron sewer piping with PVC—a substantial upgrade for a home of this age. Outdoors, enjoy a private pool and custom pergola in a tranquil waterfront setting. Located on a quiet, tree-lined cul-de-sac, this property combines a desirable Keystone Point location, boating access and important infrastructure improvements.

Listing activity

Days on market
12
Listed
Oct 13, 2026
MLS listing updated
Oct 13, 2026
Feed last checked
11 minutes ago

Listed by Jeffrey John Koebel · Montgomery & Koebel, Inc.

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms
5
Bathrooms
5
Bathrooms (decimal)
4.5
Full bathrooms
4
Half bathrooms
1

Rooms & features

Rooms
1
Interior features
Walk-In Closet(s)
Flooring
Marble, Tile
Appliances
Electric Water Heater, Dishwasher, Dryer, Electric Range, Microwave, Oven, Refrigerator

Heating & cooling

Heating
Central, Electric
Cooling
Central Air, Electric
Property

Parking

Garage spaces
0
Carport spaces
0
Covered spaces
0
Parking features
Driveway, Paver Block
Attached garage
No

Exterior

Stories
1
Building area
3,340 sqft
Entry level
1
Patio & porch
Patio, Deck
Exterior features
Lighting
Fencing
Fenced
Pool
Yes
Pool features
In Ground
View
Pool, Water
Waterfront
Ocean Access, Canal Front, No Fixed Bridges
Waterfront property
Yes

Lot

Lot size
9,583 sqft
Lot size (acres)
0.22 acres
Zoning
0900
Construction

Type & style

Home type
Single Family Residence
Year built
1968
New construction
No

Materials

Construction
Block
Roof
Flat, Tile
Property condition
Resale
Levels
One
Faces
East
Utilities & green energy

Utilities

Sewer
Public Sewer
Water
Public
Community & HOA

Community

Subdivision
KEYSTONE ISLAND NO 5
MLS area
2220
55+ community
Yes

Association

Has association
No
Estimated monthly dues
$0
Amenities
Gated
Lease details

Not reported by the listing source.

Location

Area details

City
North Miami
County
Miami-Dade
ZIP code
33181
Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number
A12105048
Possession
Negotiable
Original list price
$3,335,000
Parcel number
0622280210640
Annual property tax
$41,799
Tax year
2025
Tax legal description
27-28 52 42 KEYSTONE ISLAND NO 5 PB 68-2 LOT 19 BLK 16 LOT SIZE 78.000 X 125 OR 20816-0231 10 2002 1 COC 26162-4521 12 2007 5
Additional MLS details

Reported by the listing source

Association Amenities
Gated
Association
No
Bathrooms Total Decimal
4.5
Bathrooms Total Integer
5
Building Area Total
3340
Construction Materials
Block
County Or Parish
Miami-Dade
Days On Market
12
Direction Faces
East
Elementary School
David Lawrence Jr. K-8
High School
Alonzo and Tracy Mourning
List Price
3335000
Listing Contract Date
2026-10-13
Living Area
3220
Lot Size Acres
0.22
Lot Size Area
9750
MLSArea Major
2220
Middle Or Junior School
North Miami
Mls Status
Active
On Market Date
2026-10-13
Patio And Porch Features
Patio, Deck
Photos Count
32
Postal Code
33181
Property Sub Type
Single Family Residence
Property Type
Residential
Rooms Total
1
Senior Community
Yes
Standard Status
Active
State Or Province
FL
Status Change Timestamp
2026-10-13T04:00:00Z
Stories Total
1
Subdivision Name
KEYSTONE ISLAND NO 5
Water Source
Public
Waterfront Features
Ocean Access, Canal Front, No Fixed Bridges
Tax Annual Amount
41799
Bathrooms Full
4
Pool Private
Yes
Bedrooms Total
5
Bathrooms Half
1
General Property Information: Senior Community
Yes

Market value

Automated estimate—No licensed valuation source connected
Estimated sales range—Ask Karim for a local market analysis
Estimated rent—No licensed rental valuation source connected

Price history

DateEventPrice
Oct 13, 2026ListedMIAMI REALTORS® MLS$3,335,000$1,036/sqft

Public tax history

YearProperty taxesAssessment
2025$41,799—

Payment calculator

Estimated monthly payment$22,456/moIllustrative estimate, not a loan offer.
Principal & interest
$17,305
Property taxes
$3,483
Insurance
$1,668
Association dues
$0

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

KEYSTONE ISLAND NO 5

North Miami · Miami-Dade County · 33181

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

David Lawrence Jr. K-8Elementary
—
North MiamiMiddle
—
Alonzo and Tracy MourningHigh
—
School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

12 homes

Similar homes

12 homes
MLS listing source

MIAMI REALTORS® MLS · Listing courtesy of Montgomery & Koebel, Inc.. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may be used only to identify prospective properties they may be interested in purchasing or leasing. Terms of use · Equal Housing Opportunity.