


12990 Keystone Terrace, North Miami, FL 33181
- Beds
- 4
- Baths
- 3
- Sqft
- 3,084
- Home type
- Single Family Residence
- Year built
- 1959
- Lot size
- 12,632 sqft
- Price / sqft
- $1,086
- HOA
- $0/mo
- Community
- KEYSTONE ISLAND
Property description
Welcome to 12990 Keystone Terrace, an exceptional waterfront residence in North Miami's desirable Keystone Islands, where relaxed South Florida living meets the freedom of direct ocean access with no fixed bridges. Set on an expansive corner lot, this 4-bedroom, 3-bath home offers approximately 3,085 square feet of inviting living space enhanced by soaring vaulted ceilings, generous natural light, and impact windows and doors throughout. A circular driveway and two-car garage create an impressive arrival, while the home's open, comfortable layout provides plenty of room for everyday living and entertaining. At the heart of the home, the beautifully appointed kitchen offers a stylish gathering place with custom countertops, ample cabinetry, and an easy connection to the surrounding dining and living areas. The spacious interiors flow effortlessly toward the outdoors, where the waterfront setting becomes the centerpiece. Step outside to a private tropical retreat featuring a swimming pool, expansive patio areas, lush landscaping, and picturesque canal views—an ideal backdrop for quiet mornings, sunset dinners, or weekends spent entertaining friends. Boating enthusiasts will especially appreciate the private dock and boat slip, wide canal frontage, and ocean access with no fixed bridges, allowing you to enjoy South Florida's waterways right from your backyard. Whether cruising toward Biscayne Bay, relaxing poolside, or simply taking in the peaceful waterfront atmosphere, this home offers an enviable combination of space, privacy, and coastal lifestyle. 12990 Keystone Terrace is a rare opportunity to experience the best of waterfront living while remaining conveniently connected to the dining, shopping, beaches, and attractions of the Miami area.
Listing activity
- Days on market
- 41
- Listed
- Sep 3, 2026
- MLS listing updated
- 21 hours ago
- Feed last checked
- 6 minutes ago
Listed by Jeffrey L Tricoli PA · KW Reserve Palm Beach
Map
Map location is based on MLS-supplied coordinates. Verify the location before relying on it.
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms
- 4
- Bathrooms
- 3
- Bathrooms (decimal)
- 3
- Full bathrooms
- 3
- Half bathrooms
- 0
- Main-level bedrooms
- 4
- Main-level bathrooms
- 3
Rooms & features
- Rooms
- 9
- Interior features
- Bar, Closet Cabinetry, High Ceilings, Kitchen Island, Storage, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring
- Carpet, Marble, Tile
- Appliances
- Freezer, Electric Cooktop, Cooktop, Dishwasher, Disposal, Dryer, Electric Range, Ice Maker, Microwave, Oven, Refrigerator, Washer
- Fireplace
- No
- Furnished
- Unfurnished
- Window features
- Blinds
Heating & cooling
- Heating
- Central, Electric
- Cooling
- Ceiling Fan(s), Central Air
Property
Parking
- Garage spaces
- 2
- Garage
- Yes
- Carport
- No
- Parking spaces
- 2
- Covered spaces
- 2
- Parking features
- Boat, Attached, Attached Garage, Circular Driveway, Covered, Driveway, Garage, Garage Door Opener
- Attached garage
- Yes
Exterior
- Stories
- 1
- Building area
- 3,941 sqft
- Patio & porch
- Patio - Screened, Patio
- Exterior features
- Barbecue, Lighting
- Fencing
- Back Yard
- Other structures
- Outbuilding
- Pool
- Yes
- Pool features
- In Ground, Private, Salt Water, Screen Enclosure
- View
- Intracoastal, Canal, Pool, Water
- Waterfront
- No Fixed Bridge, Ocean Access, Canal Front, Intracoastal, Navigable Water, Seawall, Canal Width 1-80 Feet
- Waterfront property
- Yes
Lot
- Lot size
- 12,632 sqft
- Lot size (acres)
- 0.29 acres
- Lot features
- Corner Lot
- Zoning
- 0900
Construction
Type & style
- Home type
- Single Family Residence
- Structure type
- House
- Architectural style
- Ranch, Traditional
- Year built
- 1959
- New construction
- No
Materials
- Construction
- Block, Concrete, Stucco
- Roof
- Slate, Tar/Gravel
- Property condition
- Resale
- Levels
- One
- Faces
- East
Utilities & green energy
Utilities
- Sewer
- Public Sewer
- Water
- Public
- Utilities
- Cable Available, Electricity Available, Water Available
Community & HOA
Community
- Subdivision
- KEYSTONE ISLAND
- MLS area
- 2220
- MLS subarea
- DADE
- Security
- Smoke Detector(s)
- Pets allowed
- No Restrictions, Yes
- 55+ community
- No
Association
- Has association
- No
- Association fee
- $0
- Estimated monthly dues
- $0
Lease details
Not reported by the listing source.
Location
Area details
- City
- North Miami
- County
- Miami-Dade
- ZIP code
- 33181
Manufactured home details
Not reported by the listing source.
Financial & listing details
Listing
- MLS number
- B26072103
- Possession
- Close Of Escrow, Negotiable
- Original list price
- $3,350,000
- Parcel number
- 0622280210690
- Annual property tax
- $14,893.81
- Tax year
- 2025
- Tax legal description
- 27-28 52 42 KEYSTONE ISLAND NO 5 PB 68-2 LOT 24 BLK 16 LOT SIZE 100.000 X 125 OR 15246-868 1091 1
- Special listing conditions
- Standard
Additional MLS details
Reported by the listing source
- Association
- No
- Bathrooms Total Decimal
- 3
- Bathrooms Total Integer
- 3
- Building Area Total
- 3941
- Construction Materials
- Block, Concrete, Stucco
- County Or Parish
- Miami-Dade
- Days On Market
- 41
- Direction Faces
- East
- Elementary School
- David Lawrence Jr. K-8
- High School
- Alonzo and Tracy Mourning
- List Price
- 3350000
- Listing Contract Date
- 2026-09-03
- Living Area
- 3084
- Lot Size Acres
- 0.29
- Lot Size Area
- 12500
- MLSArea Major
- 2220
- MLSArea Minor
- DADE
- Main Level Bathrooms
- 3
- Main Level Bedrooms
- 4
- Middle Or Junior School
- North Miami
- Mls Status
- Active Under Contract
- On Market Date
- 2026-09-03
- Parking Total
- 2
- Patio And Porch Features
- Patio - Screened, Patio
- Photos Count
- 45
- Postal Code
- 33181
- Property Sub Type
- Single Family Residence
- Property Type
- Residential
- Rooms Total
- 9
- Security Features
- Smoke Detector(s)
- Senior Community
- No
- Standard Status
- Active Under Contract
- State Or Province
- FL
- Status Change Timestamp
- 2026-10-15T19:27:04Z
- Stories Total
- 1
- Subdivision Name
- KEYSTONE ISLAND
- Water Source
- Public
- Waterfront Features
- No Fixed Bridge, Ocean Access, Canal Front, Intracoastal, Navigable Water, Seawall, Canal Width 1-80 Feet
- Tax Annual Amount
- 14893.81
- Bathrooms Full
- 3
- Pool Private
- Yes
- Bedrooms Total
- 4
- Bathrooms Half
- 0
Market value
Price history
| Date | Event | Price |
|---|---|---|
| Sep 3, 2026 | ListedBeachesMLS | $3,350,000$1,086/sqft |
Public tax history
| Year | Property taxes | Assessment |
|---|---|---|
| 2025 | $14,894 | — |
Payment calculator
- Principal & interest
- $17,382
- Property taxes
- $1,241
- Insurance
- $1,675
- Association dues
- $0
Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.
Neighborhood
Area
KEYSTONE ISLANDNorth Miami · Miami-Dade County · 33181
Climate risk
—No licensed climate-risk source is connected.
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