ActiveMLS® A12100879

$699,000

20205 SW 79th Court, Cutler Bay, FL 33189

Beds: 4
Baths: 3
Sqft: 2,315

Est. payment$4,829/mo

Home type: Single Family Residence
Year built: 1986
Lot size: 9,583 sqft
Price / sqft: $302
HOA: $54/mo
Community: SAGA BAY SEC 1 PT 7

Property description

Opportunity awaits in desirable Saga Bay! This single-family home offers a solid, versatile layout with a 3-bedroom, 2-bath main living area plus an additional bedroom and bathroom with a private entrance—ideal for in-laws or guest quarters, with potential for additional rental income. Being sold AS-IS, the property presents an excellent opportunity to update and personalize the space to fit your style. A smart buy for someone ready to bring their vision to life and make this home their own!

Listing activity

Days on market: 19
Listed: Oct 5, 2026
MLS listing updated: Oct 10, 2026
Feed last checked: 9 minutes ago

Listed by Javier Zambrano · Cityside Realty Group

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Bathrooms (decimal): 3
Full bathrooms: 3
Half bathrooms: 0

Rooms & features

Rooms: 3
Interior features: Other
Appliances: Electric Water Heater, Dishwasher, Disposal, Dryer, Electric Range, Refrigerator, Washer

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Electric

Property

Parking

Garage spaces: 2
Garage: Yes
Covered spaces: 2
Parking features: Driveway
Attached garage: No

Exterior

Stories: 1
Building area: 2,904 sqft
Exterior features: None
Pool: No
Waterfront property: No
Spa: Yes
Spa features: In Ground

Lot

Lot size: 9,583 sqft
Lot size (acres): 0.22 acres
Zoning: 0100

Construction

Type & style

Home type: Single Family Residence
Year built: 1986
New construction: No

Materials

Construction: CBS
Roof: Spanish Tile
Property condition: Resale
Levels: One
Faces: West

Utilities & green energy

Utilities

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: SAGA BAY SEC 1 PT 7
MLS area: 2600
Pets allowed: Yes
55+ community: Yes

Association

Has association: Yes
Association fee: $54 monthly
Estimated monthly dues: $54
Amenities: Sidewalks

Lease details

Not reported by the listing source.

Location

Area details

City: Cutler Bay
County: Miami-Dade
ZIP code: 33189

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12100879
Possession: Negotiable
Original list price: $699,000
Parcel number: 3660100100410
Annual property tax: $9,580
Tax year: 2025
Tax legal description: SAGA BAY SEC 1 PT 7 PB 100-14 LOT 10 BLK 22 LOT SIZE 80.000 X 122 OR 20757-2643 102002 4 COC 23323-2226 04 2005 1 F/A/U 30-6010-010-0410 COC

Additional MLS details

Reported by the listing source

Association Amenities: Sidewalks
Association Fee Frequency: Monthly
Association: Yes
Bathrooms Total Decimal: 3
Bathrooms Total Integer: 3
Building Area Total: 2904
Construction Materials: CBS
County Or Parish: Miami-Dade
Days On Market: 19
Direction Faces: West
Elementary School: Dr. Edward L. Whigham
High School: Miami Southridge
List Price: 699000
Listing Contract Date: 2026-10-05
Living Area: 2315
Lot Size Acres: 0.22
Lot Size Area: 9760
MLSArea Major: 2600
Middle Or Junior School: Cutler Bay Middle
Mls Status: Active
On Market Date: 2026-10-05
Photos Count: 19
Postal Code: 33189
Property Sub Type: Single Family Residence
Property Type: Residential
Rooms Total: 3
Senior Community: Yes
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-10-05T04:00:00Z
Stories Total: 1
Subdivision Name: SAGA BAY SEC 1 PT 7
Water Source: Public
Tax Annual Amount: 9580
Bathrooms Full: 3
Pool Private: No
Bedrooms Total: 4
Waterfront: No
Bathrooms Half: 0
General Property Information: Senior Community: Yes
Financial Information: Estimated Monthly Assoc Recurring Fee: 54

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Oct 5, 2026	ListedMIAMI REALTORS® MLS	$699,000$302/sqft

Public tax history

Year	Property taxes	Assessment
2025	$9,580	—

Payment calculator

Estimated monthly payment$4,829/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $3,627
Property taxes: $798
Insurance: $350
Association dues: $54

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

SAGA BAY SEC 1 PT 7

Cutler Bay · Miami-Dade County · 33189

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Dr. Edward L. WhighamElementary

—

Cutler Bay MiddleMiddle

—

Miami SouthridgeHigh

—

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

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