ActiveMLS® A12098556

$695,000

8111 SW 205th Street, Cutler Bay, FL 33189

Beds: 3
Baths: 3
Sqft: 1,840

Est. payment$4,418/mo

Home type: Single Family Residence
Year built: 1973
Lot size: 8,276 sqft
Price / sqft: $378
HOA: $54/mo
Community: SAGA BAY SEC 1

Property description

Spacious single-family home in the desirable Saga Bay community of Cutler Bay. This home features a very functional layout ideal for families, with a large den providing additional flexible living space. The comfortable living areas are complemented by a spacious kitchen overlooking the backyard, which offers plenty of room to add a pool.Upgrades include a newer roof, solar panels, and hurricane-impact windows, providing added peace of mind, energy efficiency, and potential insurance benefits. A circular driveway and ample parking offer added convenience for guests.Located in a great residential area close to parks, shopping, dining, and major roadways, this home offers space, flexibility, desirable upgrades, and an excellent location in Cutler Bay.

Listing activity

Days on market: 33
Listed: Sep 21, 2026
MLS listing updated: Oct 1, 2026
Feed last checked: 7 minutes ago

Listed by Cindy Sabatier Castellanos · Dezer Platinum Realty LLC

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Bathrooms (decimal): 3
Full bathrooms: 3
Half bathrooms: 0

Rooms & features

Rooms: 3
Flooring: Tile
Appliances: Microwave, Refrigerator

Heating & cooling

Heating: Central
Cooling: Central Air

Property

Parking

Garage spaces: 2
Garage: Yes
Covered spaces: 2
Parking features: Circular Driveway, Driveway
Attached garage: No

Exterior

Stories: 1
Building area: 2,451 sqft
Entry level: 1
Pool: No
Waterfront property: No

Lot

Lot size: 8,276 sqft
Lot size (acres): 0.19 acres
Zoning: 0100

Construction

Type & style

Home type: Single Family Residence
Year built: 1973
New construction: No

Materials

Construction: Block
Roof: Shingle, Other
Property condition: Resale
Levels: One
Faces: South

Utilities & green energy

Utilities

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: SAGA BAY SEC 1
MLS area: 2600
55+ community: Yes

Association

Has association: Yes
Association fee: $161 quarterly
Estimated monthly dues: $54
Amenities: None

Lease details

Not reported by the listing source.

Location

Area details

City: Cutler Bay
County: Miami-Dade
ZIP code: 33189

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12098556
Possession: Close Of Escrow
Original list price: $695,000
Parcel number: 3660100030370
Annual property tax: $4,917
Tax year: 2025
Tax legal description: SAGA BAY SEC ONE PART THREE PB 95-74 LOT 16 BLK 10 LOT SIZE 80.000 X 105 OR 19126-0278 042000 1 F/A/U 30-6010-003-0370
Special listing conditions: Real Estate Owned

Additional MLS details

Reported by the listing source

Association Amenities: None
Association Fee Frequency: Quarterly
Association: Yes
Bathrooms Total Decimal: 3
Bathrooms Total Integer: 3
Building Area Total: 2451
Construction Materials: Block
County Or Parish: Miami-Dade
Days On Market: 33
Direction Faces: South
Elementary School: Dr. Edward L. Whigham
High School: Miami Southridge
List Price: 695000
Listing Contract Date: 2026-09-21
Living Area: 1840
Lot Size Acres: 0.19
Lot Size Area: 8400
MLSArea Major: 2600
Middle Or Junior School: Cutler Bay Middle
Mls Status: Active
On Market Date: 2026-09-21
Photos Count: 18
Postal Code: 33189
Property Sub Type: Single Family Residence
Property Type: Residential
Rooms Total: 3
Senior Community: Yes
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-09-21T04:00:00Z
Stories Total: 1
Subdivision Name: SAGA BAY SEC 1
Water Source: Public
Tax Annual Amount: 4917
Bathrooms Full: 3
Pool Private: No
Bedrooms Total: 3
Waterfront: No
Bathrooms Half: 0
General Property Information: Senior Community: Yes
Financial Information: Estimated Monthly Assoc Recurring Fee: 54

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Sep 21, 2026	ListedMIAMI REALTORS® MLS	$695,000$378/sqft

Public tax history

Year	Property taxes	Assessment
2025	$4,917	—

Payment calculator

Estimated monthly payment$4,418/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $3,606
Property taxes: $410
Insurance: $348
Association dues: $54

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

SAGA BAY SEC 1

Cutler Bay · Miami-Dade County · 33189

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Dr. Edward L. WhighamElementary

—

Cutler Bay MiddleMiddle

—

Miami SouthridgeHigh

—

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

12 homes