ActiveMLS® B26092957

$1,950,000

7770 SW 188TH Terrace, Cutler Bay, FL 33157

Beds: 5
Baths: 4
Sqft: 3,945

Est. payment$12,498/mo

Home type: Single Family Residence
Year built: 2005
Lot size: 12,197 sqft
Price / sqft: $494
HOA: $509/mo
Community: CUTLER CAY

Property description

Welcome to your newly renovated lakefront home in gated Cutler Cay. This exquisite 5 bedroom, 4 full baths with newly renovated en-suite bath, glass-enclosed marble rain showers, floating vanities, smart toilets, wood floors in all bedrooms, whole-home smart lighting, Sonos sound, custom built-ins and closets, induction kitchen, new air conditioning, epoxy garage with Tesla charger, plus a heated pool, spa and tiki hut facing spectacular lake sunsets. 1 bedroom and 1 full cabana bath located at entry level. balcony off primary and additional bedroom. Designer ready! Dual staircase. Full size laundry room. Complete Hurricane Impact windows & doors. Gated Cutler Cay w/ clubhouse, fitness, tennis, sauna+. Detailed property portfolio available upon request. Agents see attached.

Listing activity

Days on market: 2
Listed: Oct 26, 2026
MLS listing updated: Oct 28, 2026
Feed last checked: 12 minutes ago

Listed by Sharon S Allen · The Cove Guspav Realty

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 5
Bathrooms: 4
Bathrooms (decimal): 4
Full bathrooms: 4
Half bathrooms: 0
Main-level bedrooms: 1
Main-level bathrooms: 1

Rooms & features

Rooms: 2
Interior features: Bedroom Layout - Split, Built-in Features, Cabana Bath, Cathedral Ceiling(s), Closet Cabinetry, Entrance Foyer, High Ceilings, Kitchen Island, Pantry, Walk-In Closet(s)
Flooring: Marble, Tile, Wood
Appliances: Wine Refrigerator, Dishwasher, Disposal, Dryer, Electric Range, Ice Maker, Microwave, Refrigerator, Washer
Laundry: Inside, Laundry Room, Lower Level
Fireplace: Yes
Fireplace features: Decorative
Furnished: Unfurnished
Window features: Storm Window(s)
Other equipment: Intercom

Heating & cooling

Heating: Central, Electric
Cooling: Central Air

Property

Parking

Garage spaces: 2
Garage: Yes
Carport: No
Parking spaces: 4
Covered spaces: 2
Parking features: Attached, Attached Garage, Driveway, Garage, Garage Door Opener, On Street, Paver Block, See Remarks
Attached garage: Yes

Exterior

Stories: 2
Building area: 5,039 sqft
Entry level: 1
Patio & porch: Patio - Open, Patio - Covered, Patio, Deck
Exterior features: Balcony, Custom Lighting, Lighting, Pool Bathroom
Fencing: Fenced
Other structures: Gazebo
Pool: Yes
Pool features: ENERGY STAR Qualified pool pump, Equipment Included, Fenced, Heated, In Ground, Pool/Spa Combo, Private, Waterfall
View: Pond, Lake, Clubhouse, Pool, Water
Waterfront: None, Lake
Waterfront property: Yes
Spa: Yes
Spa features: Heated, In Ground

Lot

Lot size: 12,197 sqft
Lot size (acres): 0.28 acres
Lot features: Corner Lot, Cul-De-Sac, Oversized Lot
Zoning: 0100
Road surface: Asphalt
Road frontage: East of US-1, Private Road
Road responsibility: Private Maintained Road

Construction

Type & style

Home type: Single Family Residence
Structure type: House
Architectural style: Contemporary
Year built: 2005
New construction: No

Materials

Construction: CBS, Stucco
Roof: Barrel, Tile
Foundation: Block
Property condition: Updated/Remodeled, Resale
Levels: Two
Faces: North

Utilities & green energy

Utilities

Sewer: Public Sewer
Water: Public
Utilities: Cable Available, Sewer Connected, Underground Utilities

Community & HOA

Community

Subdivision: CUTLER CAY
MLS area: 2600
MLS subarea: DADE
Security: Gated with Guard, Security Patrol, Security System, Smoke Detector(s)
Pets allowed: No
55+ community: No

Association

Has association: Yes
Association fee: $509 monthly
Estimated monthly dues: $509
Amenities: Security, Gated, Basketball Court, Clubhouse, Maintained Community, Playground, Sidewalks, Street Lights
Services included: Recreation Facility, Cable TV, Common Areas, Internet, Security
Association name: Cutler Cay

Lease details

Not reported by the listing source.

Location

Area details

City: Cutler Bay
County: Miami-Dade
ZIP code: 33157

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: B26092957
Possession: Close Of Escrow, Negotiable
Original list price: $1,950,000
Parcel number: 3660030341260
Annual property tax: $10,751.83
Tax year: 2026
Assessed value: $1,037,852
Tax legal description: CUTLER CAY PB 162-23 T-21739 LOT 8 BLK 8 LOT SIZE 12175 SQ FT FAU 30 6003 032 0010 THRU 5290 COC 23228-1737 03 2005 1 F/A/U 30-6003-034-1260
Special listing conditions: Standard

Additional MLS details

Reported by the listing source

Association Amenities: Security, Gated, Basketball Court, Clubhouse, Maintained Community, Playground, Sidewalks, Street Lights
Association Fee Frequency: Monthly
Association Fee Includes: Recreation Facility, Cable TV, Common Areas, Internet, Security
Association: Yes
Bathrooms Total Decimal: 4
Bathrooms Total Integer: 4
Building Area Total: 5039
Construction Materials: CBS, Stucco
County Or Parish: Miami-Dade
Days On Market: 2
Direction Faces: North
Elementary School: Dr. Edward L. Whigham
Foundation Details: Block
High School: Miami Southridge
Laundry Features: Inside, Laundry Room, Lower Level
List Price: 1950000
Listing Contract Date: 2026-10-26
Living Area: 3945
Lot Size Acres: 0.28
Lot Size Area: 12175
MLSArea Major: 2600
MLSArea Minor: DADE
Main Level Bathrooms: 1
Main Level Bedrooms: 1
Middle Or Junior School: Cutler Bay Middle
Mls Status: Active
On Market Date: 2026-10-26
Parking Total: 4
Patio And Porch Features: Patio - Open, Patio - Covered, Patio, Deck
Photos Count: 33
Postal Code: 33157
Property Sub Type: Single Family Residence
Property Type: Residential
Road Frontage Type: East of US-1, Private Road
Road Surface Type: Asphalt
Rooms Total: 2
Security Features: Gated with Guard, Security Patrol, Security System, Smoke Detector(s)
Senior Community: No
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-10-26T21:34:33Z
Stories Total: 2
Subdivision Name: CUTLER CAY
Tax Assessed Value: 1037852
Water Source: Public
Waterfront Features: None, Lake
Tax Annual Amount: 10751.83
Bathrooms Full: 4
Pool Private: Yes
Bedrooms Total: 5
Bathrooms Half: 0
Financial Information: Estimated Monthly Assoc Recurring Fee: 509
Qualifying Requirements: Minimum Credit Score: Yes
Qualifying Requirements: Minimum Credit Score: 700

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Oct 26, 2026	ListedBeachesMLS	$1,950,000$494/sqft

Public tax history

Year	Property taxes	Assessment
2026	$10,752	$1,037,852

Payment calculator

Estimated monthly payment$12,498/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $10,118
Property taxes: $896
Insurance: $975
Association dues: $509

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

CUTLER CAY

Cutler Bay · Miami-Dade County · 33157

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Dr. Edward L. WhighamElementary

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Cutler Bay MiddleMiddle

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Miami SouthridgeHigh

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School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

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