Price reducedMLS® A12101997

$599,000

↓ Price reduced $11,000 on Oct 29, 2026

12231 SW 195th Terrace, Miami, FL 33177

Beds: 3
Baths: 2
Sqft: 1,448

Est. payment$4,026/mo

Home type: Single Family Residence
Year built: 1986
Lot size: 4,792 sqft
Price / sqft: $414
HOA: $0/mo
Community: SOUTH MIAMI LAKES

Property description

Beautiful lakefront home in South Miami Lakes! This 3-bedroom, 2-bath residence offers bright and comfortable living spaces, an updated interior, and beautiful lake views directly from the backyard. Enjoy a peaceful waterfront setting perfect for relaxing and entertaining. Conveniently located near shopping, dining, schools, and major roadways. Move-in ready and a great opportunity to enjoy South Florida waterfront living. Schedule your private showing today!

Listing activity

Days on market: 23
Listed: Oct 7, 2026
MLS listing updated: Oct 31, 2026
Feed last checked: 1 minute ago

Listed by Rony Serrano Peraza · Icaza Reyalty LLC

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Bathrooms (decimal): 2
Full bathrooms: 2
Half bathrooms: 0

Rooms & features

Rooms: 3
Flooring: Ceramic Tile
Appliances: Dishwasher

Heating & cooling

Heating: Central
Cooling: Central Air

Property

Parking

Garage spaces: 0
Carport spaces: 0
Covered spaces: 0
Parking features: Driveway
Attached garage: No

Exterior

Stories: 1
Building area: 1,624 sqft
Entry level: 1
Exterior features: Lighting
Pool: No
View: Lake
Waterfront: None, Lake
Waterfront property: Yes

Lot

Lot size: 4,792 sqft
Lot size (acres): 0.11 acres
Zoning: 0100

Construction

Type & style

Home type: Single Family Residence
Year built: 1986
New construction: No

Materials

Construction: CBS
Roof: Shingle
Property condition: Resale
Levels: One
Faces: South

Utilities & green energy

Utilities

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: SOUTH MIAMI LAKES
MLS area: 2690
55+ community: No

Association

Has association: No
Estimated monthly dues: $0
Amenities: None

Lease details

Not reported by the listing source.

Location

Area details

City: Miami
County: Miami-Dade
ZIP code: 33177

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12101997
Possession: Close Of Escrow
Original list price: $610,000
Parcel number: 3069010300140
Annual property tax: $7,412
Tax year: 2025
Tax legal description: SOUTH MIAMI LAKES PB 126-22 LOT 14 BLK 1 LOT SIZE 4722 SQ FT OR 16826-3076 0695 1 COC 24153-1595 01 2006 5

Additional MLS details

Reported by the listing source

Association Amenities: None
Association: No
Bathrooms Total Decimal: 2
Bathrooms Total Integer: 2
Building Area Total: 1624
Construction Materials: CBS
County Or Parish: Miami-Dade
Days On Market: 23
Direction Faces: South
Elementary School: South Miami Heights
High School: Miami Southridge
List Price: 599000
Listing Contract Date: 2026-10-07
Living Area: 1448
Lot Size Acres: 0.11
Lot Size Area: 4722
MLSArea Major: 2690
Middle Or Junior School: Cutler Bay Middle
Mls Status: Active
On Market Date: 2026-10-07
Photos Count: 14
Postal Code: 33177
Price Change Timestamp: 2026-10-29T20:38:28Z
Property Sub Type: Single Family Residence
Property Type: Residential
Rooms Total: 3
Senior Community: No
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-10-07T04:00:00Z
Stories Total: 1
Subdivision Name: SOUTH MIAMI LAKES
Water Source: Public
Waterfront Features: None, Lake
Tax Annual Amount: 7412
Bathrooms Full: 2
Pool Private: No
Bedrooms Total: 3
Bathrooms Half: 0

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Oct 7, 2026	ListedMIAMI REALTORS® MLS	$610,000$421/sqft
Oct 29, 2026	Price reducedMIAMI REALTORS® MLS	$599,000$414/sqft

Public tax history

Year	Property taxes	Assessment
2025	$7,412	—

Payment calculator

Estimated monthly payment$4,026/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $3,108
Property taxes: $618
Insurance: $300
Association dues: $0

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

SOUTH MIAMI LAKES

Miami · Miami-Dade County · 33177

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

South Miami HeightsElementary

—

Cutler Bay MiddleMiddle

—

Miami SouthridgeHigh

—

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

12 homes