Price reducedMLS® A12102172

$710,000

↓ Price reduced $15,000 on Oct 26, 2026

95401 Overseas Highway, Key Largo, FL 33037

Beds: 2
Baths: 1
Sqft: 986

Est. payment$4,309/mo

Home type: Single Family Residence
Year built: 1971
Lot size: 6,098 sqft
Price / sqft: $720
HOA: $0/mo
Community: LIME GROVE ESTATE SEC 1

Property description

MOVE-IN READY KEY LARGO GEM AT MM 95 OCEANSIDE! Beautifully renovated 2-bedroom, 1-bath concrete home offering modern comfort and the Florida Keys lifestyle. This charming property features an updated kitchen and bath, tile flooring, granite countertops, stainless steel appliances, impact windows and central A/C. Enjoy a spacious, fully fenced 6,000 SF lot with plenty of room for boat/RV parking and outdoor entertaining. Relax on the wraparound balcony or screened patio after a day on the water. Optional community boat ramp access with Tiki Hut is available for only $200/year, providing convenient access for boating and fishing. No HOA! Conveniently located near restaurants, shopping and all that Key Largo has to offer. Currently furnished; furniture may be negotiated separately. Ideal as a primary residence, weekend getaway or investment property. Your piece of paradise in the Florida Keys is waiting!

Listing activity

Days on market: 27
Listed: Oct 6, 2026
MLS listing updated: 13 hours ago
Feed last checked: 6 minutes ago

Listed by Lizzet Torres · One Family Realty

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 1
Bathrooms (decimal): 1
Full bathrooms: 1
Half bathrooms: 0

Rooms & features

Rooms: 0
Interior features: Vaulted Ceiling(s)
Flooring: Ceramic Tile, Tile
Appliances: Dryer, Electric Range, Microwave, Oven, Refrigerator, Washer
Furnished: Negotiable

Heating & cooling

Heating: Central
Cooling: Central Air

Property

Parking

Garage spaces: 0
Carport spaces: 2
Carport: Yes
Covered spaces: 2
Parking features: Boat, Attached Carport, Carport, Covered, RV Access/Parking
Attached garage: No

Exterior

Building area: 2,748 sqft
Entry level: 2
Patio & porch: Porch - Wrap Around, Porch - Screened, Porch
Exterior features: Balcony
Fencing: Fenced
Other structures: Shed(s)
Pool: No
Waterfront property: No

Lot

Lot size: 6,098 sqft
Lot size (acres): 0.14 acres
Lot features: Room for Pool
Zoning: is

Construction

Type & style

Home type: Single Family Residence
Architectural style: Contemporary
Year built: 1971
New construction: No

Materials

Construction: Block
Roof: Concrete
Property condition: Updated/Remodeled
Faces: West

Utilities & green energy

Utilities

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: LIME GROVE ESTATE SEC 1
MLS area: 5940 - Other Florida County
MLS subarea: Other
55+ community: No

Association

Has association: Yes
Estimated monthly dues: $0

Lease details

Not reported by the listing source.

Location

Area details

City: Key Largo
County: Monroe
ZIP code: 33037

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12102172
Possession: Negotiable
Original list price: $725,000
Parcel number: 00485140000000
Annual property tax: $3,245
Tax year: 2025
Tax legal description: BK 1 LOT 2 LIME GROVE ESTS SECTION 1 KEY LARGO PB5-54 OR472-285 OR495-207 OR830-2002 OR1406-1186 OR1463-453 OR1463-454 OR1673-155 OR1858-244

Additional MLS details

Reported by the listing source

Association: Yes
Bathrooms Total Decimal: 1
Bathrooms Total Integer: 1
Building Area Total: 2748
Construction Materials: Block
County Or Parish: Monroe
Days On Market: 27
Direction Faces: West
Elementary School: Key Largo
High School: Coral Shores
List Price: 710000
Listing Contract Date: 2026-10-06
Living Area: 986
Lot Size Acres: 0.14
Lot Size Area: 6000
MLSArea Major: 5940 - Other Florida County
MLSArea Minor: Other
Middle Or Junior School: Key Largo
Mls Status: Active
On Market Date: 2026-10-05
Patio And Porch Features: Porch - Wrap Around, Porch - Screened, Porch
Photos Count: 30
Postal Code: 33037
Price Change Timestamp: 2026-10-26T18:53:41Z
Property Sub Type: Single Family Residence
Property Type: Residential
Rooms Total: 0
Senior Community: No
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-10-06T04:00:00Z
Subdivision Name: LIME GROVE ESTATE SEC 1
Water Source: Public
Tax Annual Amount: 3245
Bathrooms Full: 1
Pool Private: No
Bedrooms Total: 2
Waterfront: No
Bathrooms Half: 0

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Oct 6, 2026	ListedMIAMI REALTORS® MLS	$725,000$735/sqft
Oct 26, 2026	Price reducedMIAMI REALTORS® MLS	$710,000$720/sqft

Public tax history

Year	Property taxes	Assessment
2025	$3,245	—

Payment calculator

Estimated monthly payment$4,309/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $3,684
Property taxes: $270
Insurance: $355
Association dues: $0

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

LIME GROVE ESTATE SEC 1

Key Largo · Monroe County · 33037

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Key LargoElementary

—

Key LargoMiddle

—

Coral ShoresHigh

—

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

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