Premier Brokers International
3900 W 17th Street, Panama City, FL 32401
ActiveMLS listing sourceMIAMI REALTORS® MLS
ActiveMLS® A12098392
$652,000

3900 W 17th Street, Panama City, FL 32401

Beds
7
Baths
7
Sqft
—
Est. payment$72,012/mo
Home type
Single Family Residence
Year built
1950
Lot size
—
Price / sqft
—
HOA
$0/mo
Community
Bayview Addition to St. An

Property description

Rare opportunity in Panama City: a pool home and a triplex together on one oversized lot, walking distance from the bay. The main house 5 beds, 3.5 baths, a private pool, home gym, and a 2-car garage. Next door on the same parcel, three separate units, each 1/1 with separate water and electrical meters. Live in the main house and let the triplex help pay the mortgage, set up a home office or work-from-home space, keep extended family close while everyone has their own door, or hold the whole property as a four-unit investment. The large shared lot gives room for parking, gardening, and outdoor gatherings. Flexible layout may suit a variety of group living uses, subject to buyer verification of zoning and licensing. Minutes to downtown, the marina, and St. Andrews. Opportunities like this are hard to find, so schedule your showing today.

Listing activity

Days on market
24
Listed
Sep 30, 2026
MLS listing updated
Oct 2, 2026
Feed last checked
15 minutes ago

Listed by Catalina Kramer · Legacy Capital Realty

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms
7
Bathrooms
7
Bathrooms (decimal)
6.5
Full bathrooms
6
Half bathrooms
1

Rooms & features

Rooms
2
Interior features
Storage
Flooring
Tile, Vinyl
Furnished
Unfurnished

Heating & cooling

Heating
Central
Cooling
Central Air
Property

Parking

Garage spaces
2
Garage
Yes
Covered spaces
2
Parking features
Garage Door Opener
Attached garage
No

Exterior

Stories
1
Entry level
1
Patio & porch
Deck
Exterior features
Barbecue
Fencing
Fenced
Other structures
Outbuilding
Pool
Yes
Pool features
In Ground
Waterfront property
No

Lot

Lot features
Corner Lot
Zoning
R2
Construction

Type & style

Home type
Single Family Residence
Year built
1950
New construction
No

Materials

Construction
CBS, Wood Siding
Roof
Shingle, Other
Property condition
Resale
Levels
One
Faces
East
Utilities & green energy

Utilities

Sewer
Public Sewer, Septic Tank
Water
Public
Community & HOA

Community

Subdivision
Bayview Addition to St. An
MLS area
5940 - Other Florida County
MLS subarea
Other
Pets allowed
Yes
55+ community
No

Association

Has association
No
Estimated monthly dues
$0
Amenities
None
Lease details

Not reported by the listing source.

Location

Area details

City
Panama City
County
Bay
ZIP code
32401
Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number
A12098392
Possession
Close Of Escrow
Original list price
$652
Parcel number
28385000000
Annual property tax
$819,635
Tax year
2025
Tax legal description
BAYVIEW ADD LOTS 8 THRU 14 INC BLK 24 ORB 4485 P 818 79C3
Additional MLS details

Reported by the listing source

Association Amenities
None
Association
No
Bathrooms Total Decimal
6.5
Bathrooms Total Integer
7
Construction Materials
CBS, Wood Siding
County Or Parish
Bay
Days On Market
24
Direction Faces
East
List Price
652000
Listing Contract Date
2026-09-30
MLSArea Major
5940 - Other Florida County
MLSArea Minor
Other
Mls Status
Active
On Market Date
2026-09-30
Patio And Porch Features
Deck
Photos Count
2
Postal Code
32401
Price Change Timestamp
2026-10-02T03:57:15Z
Property Sub Type
Single Family Residence
Property Type
Residential
Rooms Total
2
Senior Community
No
Standard Status
Active
State Or Province
FL
Status Change Timestamp
2026-09-30T04:00:00Z
Stories Total
1
Subdivision Name
Bayview Addition to St. An
Water Source
Public
Tax Annual Amount
819635
Bathrooms Full
6
Pool Private
Yes
Bedrooms Total
7
Waterfront
No
Bathrooms Half
1

Market value

Automated estimate—No licensed valuation source connected
Estimated sales range—Ask Karim for a local market analysis
Estimated rent—No licensed rental valuation source connected

Price history

DateEventPrice
Sep 30, 2026ListedMIAMI REALTORS® MLS$652
Oct 2, 2026Price updatedMIAMI REALTORS® MLS$652,000

Public tax history

YearProperty taxesAssessment
2025$819,635—

Payment calculator

Estimated monthly payment$72,012/moIllustrative estimate, not a loan offer.
Principal & interest
$3,383
Property taxes
$68,303
Insurance
$326
Association dues
$0

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

Bayview Addition to St. An

Panama City · Bay County · 32401

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Not reported by the listing source.

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

2 homes

Similar homes

1 homes
MLS listing source

MIAMI REALTORS® MLS · Listing courtesy of Legacy Capital Realty. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may be used only to identify prospective properties they may be interested in purchasing or leasing. Terms of use · Equal Housing Opportunity.