Premier Brokers International
3290 SW Island Way, Palm City, FL 34990
ActiveMLS listing sourceMIAMI REALTORS® MLS
ActiveMLS® A12078305
$674,999

3290 SW Island Way, Palm City, FL 34990

Beds
4
Baths
2
Sqft
2,833
Est. payment$4,954/mo
Home type
Single Family Residence
Year built
1983
Lot size
43,560 sqft
Price / sqft
$238
HOA
$275/mo
Community
MID-RIVERS YACHT AND COUN

Property description

Move-in ready 4-bedroom, 2-bathroom home offering 2,833 square feet of thoughtfully designed living space in one of Palm City's most sought-after communities. Major upgrades are already done, including a durable 2017 metal roof, a fairly new tankless water heater, and a 2025 AC unit keeping energy costs in check. A whole-home generator ensures peace of mind, and the property is already EV-charging ready.Notably, this home sits on a private well with a brand-new pump, meaning there is currently no water or sewer bill. Buyers who prefer a city connection have that option, with access already at the front of the property. A septic system rounds out the home's low-maintenance infrastructure.Beyond the home itself, this community offers an exceptional lifestyle without unnecessary obligation. The clubhouse features an on-site restaurant and bar, along with an elegant ballroom ideal for hosting parties and celebrations. Golf enthusiasts can choose a yearly membership, pay-by-the-day, or skip it altogether — no pressure either way. Zoned for some of the area's best schools, families will find lasting value beyond the home itself.This is a rare opportunity to own a home where the big expenses are handled, the amenities are exceptional, and the choices remain in your hands. Schedule your private showing.

Listing activity

Days on market
71
Listed
Aug 22, 2026
MLS listing updated
Nov 1, 2026
Feed last checked
9 minutes ago

Listed by Denise ERICA Pires · Luxe Properties

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms
4
Bathrooms
2
Bathrooms (decimal)
2
Full bathrooms
2
Half bathrooms
0

Rooms & features

Rooms
1
Interior features
Bar, Built-in Features, Closet Cabinetry, Pantry, Roman Tub, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
Flooring
Carpet, Laminate, Tile
Appliances
Electric Water Heater, Dryer, Electric Range, Free-Standing Freezer, Ice Maker, Microwave, Oven, Refrigerator, Washer
Fireplace
Yes
Fireplace features
Decorative
Window features
Skylight(s)

Heating & cooling

Heating
Electric
Cooling
Central Air
Property

Parking

Garage spaces
1
Garage
Yes
Covered spaces
1
Parking features
Driveway, Garage Door Opener
Attached garage
No

Exterior

Stories
1
Building area
3,945 sqft
Entry level
1
Patio & porch
Porch - Screened, Porch, Patio
Exterior features
Balcony, Outdoor Shower
Other structures
Barn(s)
Pool
Yes
Pool features
In Ground
View
Garden, Pool, Other
Waterfront property
No

Lot

Lot size
43,560 sqft
Lot size (acres)
1 acres
Lot features
Fruit Tree(s)
Zoning
Residential
Road surface
Paved
Construction

Type & style

Home type
Single Family Residence
Year built
1983
New construction
No

Materials

Construction
Block, Stucco
Roof
Aluminum, Metal
Property condition
Resale
Levels
One
Faces
Southwest
Utilities & green energy

Utilities

Sewer
Septic Tank
Water
Well
Community & HOA

Community

Subdivision
MID-RIVERS YACHT AND COUN
MLS area
6090 - Palm City
MLS subarea
MRTC - Martin County
Pets allowed
Yes
55+ community
No

Association

Has association
Yes
Association fee
$275 monthly
Estimated monthly dues
$275
Amenities
Clubhouse, Golf Course, Management, Manager On Site, Street Lights
Lease details

Not reported by the listing source.

Location

Area details

City
Palm City
County
Martin
ZIP code
34990
Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number
A12078305
Possession
Close Of Escrow
Original list price
$699,999
Parcel number
013840007000029200
Annual property tax
$10,070
Tax year
2025
Tax legal description
MID-RIVERS YCC I LOT 292
Additional MLS details

Reported by the listing source

Association Amenities
Clubhouse, Golf Course, Management, Manager On Site, Street Lights
Association Fee Frequency
Monthly
Association
Yes
Bathrooms Total Decimal
2
Bathrooms Total Integer
2
Building Area Total
3945
Construction Materials
Block, Stucco
County Or Parish
Martin
Days On Market
71
Direction Faces
Southwest
Elementary School
Bessey Creek
High School
Martin County
List Price
674999
Listing Contract Date
2026-08-22
Living Area
2833
Lot Size Acres
1
Lot Size Area
43650
MLSArea Major
6090 - Palm City
MLSArea Minor
MRTC - Martin County
Middle Or Junior School
Hidden Oaks
Mls Status
Active
On Market Date
2026-08-22
Patio And Porch Features
Porch - Screened, Porch, Patio
Photos Count
32
Postal Code
34990
Price Change Timestamp
2026-10-15T22:29:55Z
Property Sub Type
Single Family Residence
Property Type
Residential
Road Surface Type
Paved
Rooms Total
1
Senior Community
No
Standard Status
Active
State Or Province
FL
Status Change Timestamp
2026-08-22T04:00:00Z
Stories Total
1
Subdivision Name
MID-RIVERS YACHT AND COUN
Water Source
Well
Tax Annual Amount
10070
Bathrooms Full
2
Pool Private
Yes
Bedrooms Total
4
Waterfront
No
Bathrooms Half
0
Financial Information: Estimated Monthly Assoc Recurring Fee
275

Market value

Automated estimate—No licensed valuation source connected
Estimated sales range—Ask Karim for a local market analysis
Estimated rent—No licensed rental valuation source connected

Price history

DateEventPrice
Aug 22, 2026ListedMIAMI REALTORS® MLS$699,999$247/sqft
Oct 15, 2026Price reducedMIAMI REALTORS® MLS$674,999$238/sqft

Public tax history

YearProperty taxesAssessment
2025$10,070—

Payment calculator

Estimated monthly payment$4,954/moIllustrative estimate, not a loan offer.
Principal & interest
$3,502
Property taxes
$839
Insurance
$337
Association dues
$275

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

MID-RIVERS YACHT AND COUN

Palm City · Martin County · 34990

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Bessey CreekElementary
—
Hidden OaksMiddle
—
Martin CountyHigh
—
School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

12 homes

Similar homes

12 homes
MLS listing source

MIAMI REALTORS® MLS · Listing courtesy of Luxe Properties. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may be used only to identify prospective properties they may be interested in purchasing or leasing. Terms of use · Equal Housing Opportunity.