PendingMLS® A12057740

$3,490,000

430 Grand Bay Drive 708, Key Biscayne, FL 33149

Beds: 3
Baths: 3
Sqft: 2,840

Est. payment$25,123/mo

Home type: Condominium
Year built: 1999
Lot size: —
Price / sqft: $1,229
HOA: $3,200/mo
Community: GRAND BAY TOWER CONDO

Property description

Rare opportunity in one of Key Biscayne's most sought-after buildings. This corner residence offers sweeping views of Biscayne Bay and the Miami skyline, framed by 3 balconies throughout.The kitchen features top-of-the-line appliances, a center island and a sun-filled breakfast nook — a true chef's dream. Marble flooring flows through the expansive, open living and dining areas, ideal for entertaining, while rich dark wood grounds the bedrooms with warmth.3 full bedrooms, 2 full baths, plus a maid's quarters with full bath. Generous walk-in closets throughout. A private entrance sets the tone the moment you arrive — your own island getaway, move-in ready.

Listing activity

Days on market: 80
Listed: Jul 22, 2026
MLS listing updated: Oct 31, 2026
Feed last checked: 11 minutes ago

Listed by Joan M Mc Caughan · Coldwell Banker Realty

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Bathrooms (decimal): 3
Full bathrooms: 3
Half bathrooms: 0

Rooms & features

Rooms: 1
Interior features: Bedroom Layout - Split, Built-in Features, Closet Cabinetry, Entrance Foyer, Storage, Walk-In Closet(s)
Flooring: Tile, Wood
Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Washer

Heating & cooling

Heating: Central
Cooling: Central Air

Property

Parking

Garage spaces: 1
Garage: Yes
Covered spaces: 1
Parking features: Attached, Attached Garage, Garage, Guest, Valet
Attached garage: Yes

Exterior

Stories: 12
Building area: 2,840 sqft
Exterior features: Balcony
View: Bay, Skyline
Waterfront: No Fixed Bridge, Ocean Access, Deeded Beach Access, Ocean
Waterfront property: Yes

Construction

Type & style

Home type: Condominium
Year built: 1999
New construction: No

Materials

Construction: Block
Property condition: Resale

Utilities & green energy

Utilities

Electric: Circuit Breakers

Community & HOA

Community

Subdivision: GRAND BAY TOWER CONDO
MLS area: 2420
Security: Elevator Secure, Lobby - Attended, Security Guard, Security System
Pets allowed: Yes
55+ community: Yes

Association

Has association: Yes
Association fee: $3,200 monthly
Estimated monthly dues: $3,200
Amenities: Maintenance, Pool, Bike Storage, Community Room, Elevator(s), Fitness Center, Lobby, Management, Trash Chute
Services included: Pool Service, Common Areas, Elevator, Insurance, Internet, Maintenance Grounds, Pest Control, Reserve Funds, Security, Trash, Water

Lease details

Not reported by the listing source.

Location

Area details

City: Key Biscayne
County: Miami-Dade
ZIP code: 33149

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12057740
Possession: Other
Original list price: $3,690,000
Parcel number: 2452050600830
Annual property tax: $24,825
Tax year: 2025
Tax legal description: GRAND BAY TOWER CONDO UNIT 708 UNDIV 0.8037% INT IN COMMON ELEMENTS OFF REC 18893-1027 OR 18915-4362 1299 2

Additional MLS details

Reported by the listing source

Association Amenities: Maintenance, Pool, Bike Storage, Community Room, Elevator(s), Fitness Center, Lobby, Management, Trash Chute
Association Fee Frequency: Monthly
Association Fee Includes: Pool Service, Common Areas, Elevator, Insurance, Internet, Maintenance Grounds, Pest Control, Reserve Funds, Security, Trash, Water
Association: Yes
Bathrooms Total Decimal: 3
Bathrooms Total Integer: 3
Building Area Total: 2840
Construction Materials: Block
County Or Parish: Miami-Dade
Days On Market: 80
Elementary School: Key Biscayne K-8
High School: Coral Gables
List Price: 3490000
Listing Contract Date: 2026-07-22
Living Area: 2840
MLSArea Major: 2420
Middle Or Junior School: Ponce De Leon
Mls Status: Pending
On Market Date: 2026-07-22
Photos Count: 14
Postal Code: 33149
Price Change Timestamp: 2026-08-29T15:59:09Z
Property Sub Type: Condominium
Property Type: Residential
Rooms Total: 1
Security Features: Elevator Secure, Lobby - Attended, Security Guard, Security System
Senior Community: Yes
Standard Status: Pending
State Or Province: FL
Status Change Timestamp: 2026-10-21T14:26:26Z
Stories Total: 12
Subdivision Name: GRAND BAY TOWER CONDO
Waterfront Features: No Fixed Bridge, Ocean Access, Deeded Beach Access, Ocean
Tax Annual Amount: 24825
Bathrooms Full: 3
Bedrooms Total: 3
Bathrooms Half: 0
General Property Information: Senior Community: Yes
Financial Information: Estimated Monthly Assoc Recurring Fee: 3200

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
Jul 22, 2026	ListedMIAMI REALTORS® MLS	$3,690,000$1,299/sqft
Aug 29, 2026	Price reducedMIAMI REALTORS® MLS	$3,490,000$1,229/sqft

Public tax history

Year	Property taxes	Assessment
2025	$24,825	—

Payment calculator

Estimated monthly payment$25,123/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $18,109
Property taxes: $2,069
Insurance: $1,745
Association dues: $3,200

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

GRAND BAY TOWER CONDO

Key Biscayne · Miami-Dade County · 33149

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Key Biscayne K-8Elementary

—

Ponce De LeonMiddle

—

Coral GablesHigh

—

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

Nearby homes

12 homes