


638 SW Treasure Cove, Port St. Lucie, FL 34986
- Beds
- 2
- Baths
- 2
- Sqft
- 1,340
- Home type
- Single Family Residence
- Year built
- 2003
- Lot size
- 5,227 sqft
- Price / sqft
- $205
- HOA
- $317/mo
- Community
- LAKE CHARLES
Property description
PRICED TO SELL, IN GOOD CONDITION & IN THE HEART OF ST. LUCIE WEST—PRIVATE PRESERVE SETTING, GATED COMMUNITY & AN HOA PACKED WITH VALUE! This well-maintained 2-bedroom, 2-bath home in desirable Lake Charles offers an exceptional combination of affordability, privacy, low-maintenance living, resort-style amenities, and an incredibly convenient location. The HOA includes lawn care, cable and high-speed internet, adding even more value while taking care of several everyday expenses. Well maintained and in good overall condition, the home offers a bright, comfortable floor plan with spacious living areas, tile and carpet flooring, and plenty of natural light. Backing to a peaceful preserve with no rear neighbors, you'll enjoy added privacy and a screened patio that's perfect for relaxing, entertaining, or enjoying Florida's beautiful weather year-round. Living in Lake Charles means enjoying much more than just the home. Residents have access to a manned gated entrance, clubhouse, heated resort-style pool and spa, tennis and pickleball courts, basketball, bocce, shuffleboard, playground, picnic and BBQ areas, plus scenic walking, jogging and biking paths throughout the community. LOCATION, CONVENIENCE & LIFESTYLE! You're right in St. Lucie West near Publix, Walmart, shopping centers, restaurants, pharmacies, medical offices and everyday conveniences. Cleveland Clinic Martin Health at St. Lucie West and its 24/7 Emergency Center are nearby, along with Clover Park—home of New York Mets Spring Training—golf, entertainment and I-95. Tradition and its additional shopping, dining, entertainment and medical facilities are also just a short drive away. Whether you're looking for a full-time residence or seasonal Florida retreat, this home delivers what buyers are looking for: good condition, a private preserve setting, no rear neighbors, valuable HOA-included services, extensive amenities, gated living, and an incredibly convenient St. Lucie West location—all at an attractive price. PRICED TO SELL—schedule your private tour and discover the value, convenience and lifestyle Lake Charles has to offer!
Listing activity
- Days on market
- 130
- Listed
- Jun 16, 2026
- MLS listing updated
- Oct 19, 2026
- Feed last checked
- 10 minutes ago
Listed by Sandra G Terpening · Keller Williams Realty of PSL
Map
Map location is based on MLS-supplied coordinates. Verify the location before relying on it.
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms
- 2
- Bathrooms
- 2
- Bathrooms (decimal)
- 2
- Full bathrooms
- 2
- Half bathrooms
- 0
- Main-level bedrooms
- 2
- Main-level bathrooms
- 2
Rooms & features
- Rooms
- 5
- Interior features
- Bedroom Layout - Split, High Ceilings, Pull Down Stairs, Walk-In Closet(s)
- Flooring
- Carpet, Ceramic Tile, Tile
- Appliances
- Range, Dishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
- Laundry
- In Kitchen, Inside, Laundry Closet
- Furnished
- Unfurnished
Heating & cooling
- Heating
- Central, Electric
- Cooling
- Ceiling Fan(s), Central Air, Electric
Property
Parking
- Garage spaces
- 1
- Garage
- Yes
- Carport spaces
- 1
- Carport
- Yes
- Parking spaces
- 3
- Covered spaces
- 2
- Parking features
- Attached, Attached Garage, Carport, Detached Carport, Driveway, Garage, Garage Door Opener
- Attached garage
- Yes
Exterior
- Stories
- 1
- Building area
- 1,799 sqft
- Patio & porch
- Patio - Screened, Patio - Covered, Patio
- Exterior features
- Other
- Fencing
- None
- Pool
- No
- Waterfront
- None
- Waterfront property
- No
Lot
- Lot size
- 5,227 sqft
- Lot size (acres)
- 0.12 acres
- Lot features
- Interior Lot
- Zoning
- RES
- Road surface
- Paved
- Road frontage
- City Street, West of US-1
Construction
Type & style
- Home type
- Single Family Residence
- Structure type
- House
- Architectural style
- Ranch
- Year built
- 2003
- New construction
- No
Materials
- Construction
- CBS, Stucco
- Roof
- Tile
- Property condition
- Resale
- Levels
- One
- Faces
- Southwest
Utilities & green energy
Utilities
- Sewer
- Public Sewer
- Water
- Public
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Available, Underground Utilities
Community & HOA
Community
- Subdivision
- LAKE CHARLES
- MLS area
- 7500
- MLS subarea
- SL02
- Security
- Gated with Guard, Security Gate, Security Patrol, Smoke Detector(s)
- Pets allowed
- Number Limit, Size Limit, Yes
- 55+ community
- No
Association
- Has association
- Yes
- Association fee
- $317 monthly
- Estimated monthly dues
- $317
- Amenities
- Pool, Basketball Court, Cabana, Clubhouse, Community Room, Internet Included, Jogging Path, Management, Manager On Site, Sidewalks, Street Lights, Tennis Court(s)
- Services included
- Recreation Facility, Cable TV, Common Areas, Common Real Estate Tax, Internet, Maintenance Grounds, Reserve Funds, Security
- Association name
- First Service Residential
- Association phone
- 772-336-5966
Lease details
Not reported by the listing source.
Location
Area details
- City
- Port St. Lucie
- County
- St. Lucie
- ZIP code
- 34986
Manufactured home details
Not reported by the listing source.
Financial & listing details
Listing
- MLS number
- B26041914
- Possession
- Close Of Escrow
- Original list price
- $290,000
- Parcel number
- 332391800500004
- Annual property tax
- $6,559.82
- Tax year
- 2025
- Tax legal description
- ST LUCIE WEST PLAT #111 LAKE CHARLES PHASE 3C- BLK 39 LOT 40 (OR 3687-85)
- Special listing conditions
- Standard
Additional MLS details
Reported by the listing source
- Association Amenities
- Pool, Basketball Court, Cabana, Clubhouse, Community Room, Internet Included, Jogging Path, Management, Manager On Site, Sidewalks, Street Lights, Tennis Court(s)
- Association Fee Frequency
- Monthly
- Association Fee Includes
- Recreation Facility, Cable TV, Common Areas, Common Real Estate Tax, Internet, Maintenance Grounds, Reserve Funds, Security
- Association
- Yes
- Bathrooms Total Decimal
- 2
- Bathrooms Total Integer
- 2
- Building Area Total
- 1799
- Construction Materials
- CBS, Stucco
- County Or Parish
- St. Lucie
- Days On Market
- 130
- Direction Faces
- Southwest
- Laundry Features
- In Kitchen, Inside, Laundry Closet
- List Price
- 275000
- Listing Contract Date
- 2026-06-16
- Living Area
- 1340
- Lot Size Acres
- 0.12
- Lot Size Area
- 5250
- MLSArea Major
- 7500
- MLSArea Minor
- SL02
- Main Level Bathrooms
- 2
- Main Level Bedrooms
- 2
- Mls Status
- Active
- On Market Date
- 2026-06-16
- Parking Total
- 3
- Patio And Porch Features
- Patio - Screened, Patio - Covered, Patio
- Photos Count
- 46
- Postal Code
- 34986
- Price Change Timestamp
- 2026-08-11T20:21:26Z
- Property Sub Type
- Single Family Residence
- Property Type
- Residential
- Road Frontage Type
- City Street, West of US-1
- Road Surface Type
- Paved
- Rooms Total
- 5
- Security Features
- Gated with Guard, Security Gate, Security Patrol, Smoke Detector(s)
- Senior Community
- No
- Standard Status
- Active
- State Or Province
- FL
- Status Change Timestamp
- 2026-06-16T21:33:51Z
- Stories Total
- 1
- Subdivision Name
- LAKE CHARLES
- Water Source
- Public
- Waterfront Features
- None
- Tax Annual Amount
- 6559.82
- Bathrooms Full
- 2
- Pool Private
- No
- Bedrooms Total
- 2
- Bathrooms Half
- 0
- Financial Information: Estimated Monthly Assoc Recurring Fee
- 317
Market value
Price history
| Date | Event | Price |
|---|---|---|
| Jun 16, 2026 | ListedBeachesMLS | $290,000$216/sqft |
| Aug 11, 2026 | Price reducedBeachesMLS | $275,000$205/sqft |
Public tax history
| Year | Property taxes | Assessment |
|---|---|---|
| 2025 | $6,560 | — |
Payment calculator
- Principal & interest
- $1,427
- Property taxes
- $547
- Insurance
- $138
- Association dues
- $317
Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.
Neighborhood
Area
LAKE CHARLESPort St. Lucie · St. Lucie County · 34986
Climate risk
—No licensed climate-risk source is connected.
Nearby schools
Not reported by the listing source.
School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.Nearby homes
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