ActiveMLS® A12023387

$420,000

9267 SW 220th Terrace, Cutler Bay, FL 33190

Beds: 3
Baths: 3
Sqft: 1,562

Est. payment$3,157/mo

Home type: Townhouse
Year built: 2005
Lot size: —
Price / sqft: $269
HOA: $80/mo
Community: LAKES BY THE BAY CEE

Property description

A versatile opportunity in the highly sought-after Isles of Bayshore community, ideal for both owner-occupants and investors. This well-maintained 3BR/2.5BA home features full impact windows for added storm protection, energy efficiency, and reduced maintenance. Enjoy a 1-car garage, fenced patio, spacious primary suite with walk-in closet, and ample storage throughout. Residents enjoy resort-style amenities including clubhouse, Olympic-size pool, fitness center, playground, basketball court, walking trails, and more. Dual HOA community offers exceptional upkeep and strong long-term value. Perfect for families or investors seeking comfort, convenience, and strong rental demand.

Listing activity

Days on market: 153
Listed: May 23, 2026
MLS listing updated: Jul 14, 2026
Feed last checked: 9 minutes ago

Listed by Janelle Diaz · Real Estate Empire Group, Inc.

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Bathrooms (decimal): 2.5
Full bathrooms: 2
Half bathrooms: 1

Rooms & features

Rooms: 0
Flooring: Carpet, Laminate, Tile
Appliances: Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer

Heating & cooling

Heating: Central
Cooling: Central Air

Property

Parking

Garage spaces: 1
Garage: Yes
Covered spaces: 1

Exterior

Stories: 0
Building area: 1,826 sqft
Entry level: 1
Fencing: Fenced
View: Other
Waterfront property: No

Construction

Type & style

Home type: Townhouse
Structure type: Townhouse
Year built: 2005
New construction: No

Materials

Construction: CBS
Property condition: Resale

Utilities & green energy

Not reported by the listing source.

Community & HOA

Community

Subdivision: LAKES BY THE BAY CEE
MLS area: 2600
Security: Security Guard
Pets allowed: Pet Restrictions Possible, Yes
55+ community: No

Association

Has association: Yes
Association fee: $80 monthly
Estimated monthly dues: $80
Amenities: Maintenance, Pool, Clubhouse, Fitness Center, Playground

Lease details

Not reported by the listing source.

Location

Area details

City: Cutler Bay
County: Miami-Dade
ZIP code: 33190

Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number: A12023387
Possession: Negotiable
Original list price: $420,000
Parcel number: 3660160112260
Annual property tax: $8,252
Tax year: 2025
Tax legal description: LAKES BY THE BAY CEE PB 161-88 T-21178 LOT 7 BLK 24 LOT SIZE 1760 SQFT FAU 30-6016-000-0020 COC 23387-1465 05 2005 1 F/A/U 30-6016-011-2260

Additional MLS details

Reported by the listing source

Association Amenities: Maintenance, Pool, Clubhouse, Fitness Center, Playground
Association Fee Frequency: Monthly
Association: Yes
Bathrooms Total Decimal: 2.5
Bathrooms Total Integer: 3
Building Area Total: 1826
Construction Materials: CBS
County Or Parish: Miami-Dade
Days On Market: 153
Elementary School: Dr. Edward L. Whigham
High School: Miami Southridge
List Price: 420000
Listing Contract Date: 2026-05-23
Living Area: 1562
MLSArea Major: 2600
Middle Or Junior School: Cutler Bay Middle
Mls Status: Active
On Market Date: 2026-05-23
Photos Count: 39
Postal Code: 33190
Property Sub Type: Townhouse
Property Type: Residential
Rooms Total: 0
Security Features: Security Guard
Senior Community: No
Standard Status: Active
State Or Province: FL
Status Change Timestamp: 2026-05-23T04:00:00Z
Stories Total: 0
Subdivision Name: LAKES BY THE BAY CEE
Tax Annual Amount: 8252
Bathrooms Full: 2
Bedrooms Total: 3
Waterfront: No
Bathrooms Half: 1
Financial Information: Estimated Monthly Assoc Recurring Fee: 80

Market value

Automated estimate—No licensed valuation source connected

Estimated sales range—Ask Karim for a local market analysis

Estimated rent—No licensed rental valuation source connected

Price history

Date	Event	Price
May 23, 2026	ListedMIAMI REALTORS® MLS	$420,000$269/sqft

Public tax history

Year	Property taxes	Assessment
2025	$8,252	—

Payment calculator

Estimated monthly payment$3,157/moIllustrative estimate, not a loan offer.

Loan typeDown payment (%)Interest rate assumption (%)Loan termInsurance / month

Principal & interest: $2,179
Property taxes: $688
Insurance: $210
Association dues: $80

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

LAKES BY THE BAY CEE

Cutler Bay · Miami-Dade County · 33190

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

Dr. Edward L. WhighamElementary

—

Cutler Bay MiddleMiddle

—

Miami SouthridgeHigh

—

School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

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