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ClosedBeachesMLS
ClosedMLS® F10554099
Sold for $365,000

186 Lake Monterey Circle, Boynton Beach, FL 33426

Beds
3
Baths
3
Sqft
1,548
Est. payment$2,967/mo
Home type
Townhouse
Year built
2006
Lot size
—
Price / sqft
$236
HOA
$435/mo
Community
Monterey Bay

Property description

Beautiful newer construction 3-bedroom, 3-bath, 2-story townhome located in the highly desirable gated community of Monterey Bay offering comfort, convenience, and low-maintenance living. The open concept first floor features a kitchen and family room layout plus a bedroom and full bath ideal for guests or flexible living. Upstairs includes a loft area and two bedrooms, each with its own ensuite bathroom. Stairs and second floor feature luxury vinyl flooring, and the home offers generous closet space throughout along with private outdoor space perfect for relaxing or entertaining. Residents enjoy a community pool, playground, and secure gated entry, all just minutes from I-95, shopping, dining, Atlantic Avenue, and approximately 3 miles from the beach.

Listing activity

Days on market
52
Listed
Feb 20, 2026
MLS listing updated
Aug 17, 2026
Feed last checked
5 hours ago

Listed by Andrew A Mandel PA · EXP Realty LLC

Map

Map location is based on MLS-supplied coordinates. Verify the location before relying on it.

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms
3
Bathrooms
3
Bathrooms (decimal)
3
Full bathrooms
3
Half bathrooms
0
Main-level bedrooms
0
Main-level bathrooms
1

Rooms & features

Rooms
2
Interior features
High Ceilings, Walk-In Closet(s)
Flooring
Carpet, Ceramic Tile
Appliances
Electric Water Heater, Freezer, Dishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer, Water Heater
Laundry
Lower Level
Furnished
Unfurnished

Heating & cooling

Heating
Central
Cooling
Ceiling Fan(s), Central Air
Property

Parking

Garage
No
Carport
No
Parking spaces
2
Covered spaces
0
Parking features
Assigned, Guest
Attached garage
No

Exterior

Stories
2
Building area
1,548 sqft
Patio & porch
Patio - Open, Patio
Fencing
Fenced
Pool
No
View
Garden
Waterfront
None
Waterfront property
No
Construction

Type & style

Home type
Townhouse
Structure type
Townhouse
Year built
2006
New construction
No

Materials

Construction
CBS
Roof
Barrel
Foundation
Slab
Property condition
Resale
Levels
Two
Faces
East
Utilities & green energy

Utilities

Sewer
Public Sewer
Water
Public
Utilities
Cable Connected, Electricity Connected, Phone Connected, Sewer Connected, Water Connected, Underground Utilities
Community & HOA

Community

Subdivision
Monterey Bay
MLS area
4440
MLS subarea
PB08
Security
Security Gate, Smoke Detector(s)
Pets allowed
Breed Restrictions, Number Limit, Yes
55+ community
No

Association

Has association
Yes
Association fee
$435 monthly
Estimated monthly dues
$435
Amenities
Pool, Jogging Path
Services included
Pool Service, Common Areas, Maintenance Grounds, Roof Repairs, Security, Trash
Lease details

Not reported by the listing source.

Location

Area details

City
Boynton Beach
County
Palm Beach
ZIP code
33426
Manufactured home details

Not reported by the listing source.

Financial & listing details

Listing

MLS number
F10554099
Possession
Close Of Escrow
Original list price
$380,000
Close price
$365,000
Parcel number
08434605170170070
Annual property tax
$5,465
Tax year
2020
Tax legal description
MONTEREY BAY PUD LT 7 BLK 17
Additional MLS details

Reported by the listing source

Association Amenities
Pool, Jogging Path
Association Fee Frequency
Monthly
Association Fee Includes
Pool Service, Common Areas, Maintenance Grounds, Roof Repairs, Security, Trash
Association
Yes
Bathrooms Total Decimal
3
Bathrooms Total Integer
3
Building Area Total
1548
Close Date
2026-05-04
Construction Materials
CBS
County Or Parish
Palm Beach
Days On Market
52
Direction Faces
East
Elementary School
Crosspointe
Foundation Details
Slab
High School
Atlantic
Laundry Features
Lower Level
List Price
365000
Listing Contract Date
2026-02-20
Living Area
1548
MLSArea Major
4440
MLSArea Minor
PB08
Main Level Bathrooms
1
Main Level Bedrooms
0
Middle Or Junior School
Carver Community
Mls Status
Closed
On Market Date
2026-04-16
Parking Total
2
Patio And Porch Features
Patio - Open, Patio
Photos Count
36
Postal Code
33426
Price Change Timestamp
2026-04-16T15:47:31Z
Property Sub Type
Townhouse
Property Type
Residential
Rooms Total
2
Security Features
Security Gate, Smoke Detector(s)
Senior Community
No
Standard Status
Closed
State Or Province
FL
Status Change Timestamp
2026-05-04T20:44:36Z
Stories Total
2
Subdivision Name
Monterey Bay
Water Source
Public
Waterfront Features
None
Tax Annual Amount
5465
Bathrooms Full
3
Pool Private
No
Bedrooms Total
3
Bathrooms Half
0
Financial Information: Estimated Monthly Assoc Recurring Fee
435

Market value

Automated estimate—No licensed valuation source connected
Estimated sales range—Ask Karim for a local market analysis
Estimated rent—No licensed rental valuation source connected

Price history

DateEventPrice
Feb 20, 2026ListedBeachesMLS$380,000$245/sqft
Apr 16, 2026Price reducedBeachesMLS$365,000$236/sqft

Public tax history

YearProperty taxesAssessment
2020$5,465—

Payment calculator

Estimated monthly payment$2,967/moIllustrative estimate, not a loan offer.
Principal & interest
$1,894
Property taxes
$455
Insurance
$183
Association dues
$435

Live national rate context is displayed below through Mortgage News Daily’s official widget. The calculator rate remains a separate assumption until licensed machine-readable access is connected. This is not a loan offer.

Neighborhood

Area

Monterey Bay

Boynton Beach · Palm Beach County · 33426

Climate risk

—

No licensed climate-risk source is connected.

Nearby schools

CrosspointeElementary
—
Carver CommunityMiddle
—
AtlanticHigh
—
School names and districts are MLS-reported when available. Verify attendance boundaries with the school district. Ratings require a licensed ratings provider.

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BeachesMLS

BeachesMLS · Listing courtesy of EXP Realty LLC. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. IDX information is provided exclusively for consumers’ personal, non-commercial use and may be used only to identify prospective properties they may be interested in purchasing or leasing. Terms of use · Equal Housing Opportunity.